2025 Statutes Index

consumer act_2. administration 2. Administration

Generally, Ch. 426

Administrative procedure chapter, applicability, 426.107

Administrator, 426.103

Debtors’ remedies not affected by grant of power to, 426.111

Duty to report, 426.104

Investigatory powers, 426.106

Powers, 426.104

Powers regarding supervised financial organizations, 426.105

Promulgate rules regarding unconscionable conduct, 426.108

Applicability of law, 426.102

Class actions, 426.110

Creditors to register with administrator, 426.201

Penalties, 426.203

Debtors’ remedies not affected by grant of power to administrator, 426.111

Declaratory relief, 426.110

Fees to be paid by licensees, 426.202

Penalties, 426.203

Injunction, 426.109, 426.110

Investigatory power of administrator, 426.106

Registration:

Creditors to register with administrator, 426.201

Fees to be paid by persons required to file, 426.202

Penalties, 426.203

Supervised financial organizations, powers of administrator, 426.105

Temporary relief, administrator or customer may bring action, 426.109

Title of chapter, 426.101

Unconscionable conduct, administrator to promulgate rules regarding, 426.108

Violations and enforcement, 426.301

consumer act_3. consumer approval transactions and other consumer rights 3. Consumer Approval Transactions and Other Consumer Rights

Generally, Ch. 423

Advertising:

False, misleading or deceptive, 423.301

Violations, remedies and penalty, 423.302

Cancellation:

Duty of customer, 423.205

Notice of right to customer, 423.203

Restoration of down payment to customer, 423.204

Return of property, 423.204

Right and manner, 423.202

Security interest void, 423.204

Check identification information, 423.402

Consumer approval transaction, definition, 423.201

Credit card identification information, 423.401

Custom-made goods, notice of cancellation, 423.202 (2m)

Deceptive advertising, 423.301

False advertising, 423.301

Misleading advertising, 423.301

Notice to customer of right to cancel, 423.203

Violation of law, 423.203, 425.304

Scope of law, 423.102

Short title of law, 423.101

consumer act_4. consumer credit transactions 4. Consumer Credit Transactions

Generally, Ch. 422

Accounting, 422.306

Additional charges, 422.202

Advances by creditor to perform agreements of customer, 422.207

Violation of law, 422.207 (4), 425.304

Agricultural transactions, permitted finance charges and fees, 422.210

Approximations permitted in disclosures, 422.307

Assignee, defenses assertable against, 422.407

Assignment, notice of to customer, 422.409

Assignment of earnings, violation of law, 422.404 (3), 425.304

Attorney fees, limits on agreements for, 422.411

Authorization to confess judgment, prohibited, 422.405

Violation of law, 422.405 (2), 425.305

Balloon payments prohibited, violations, 425.304

Blank writings, prohibition, 422.304

Violation of law, 422.304 (2), 425.304

Cash discounts, credit card issuer may not prohibit, 422.422

Changes in open-end credit terms, violation of law, 422.415, 425.304

Charges:

Additional, 422.202

Deferral, 422.204

Delinquency, 422.203

Finance, 422.201

Finance on consolidation, 422.206

Finance on refinancing, 422.205

For consumer credit insurance, 422.202 (2s)

Compliance, statements of, 422.410

Consolidations, application of payments, 422.418

Consumer lease:

Default, definition, 425.103 (2) (c)

Defined, 421.301 (11)

Restriction on liability, 422.412

Security for payment restricted, 422.417 (2)

Co-signers:

Liability and rights, 422.420

Violation as to notice to, 425.304